Since plastic credit cards were first introduced, they have no doubt dominated the market. Today, almost every one carries a credit card or two in his wallet. In fact, even high school and college students now have a credit card to spend with. But if there’s one thing that people must remember about credit cards, [...]
Many people think about filing for bankruptcy in face of bad debt. However, before taking any drastic step, you should first seek advice from a trusted credit counseling agency. In fact, the new bankruptcy law requires consumers to take up a credit counseling course at least six months before submitting their bankruptcy application. If you’re [...]
Archiving is different from a backup. The purpose of a backing up data to contribute to data loss, disaster recovery. This secondary data, being a copy of the primary data in active use. An archive contains important elements that are typical of active use are held for historical reasons, the compliance or for other purposes. [...]
Once you have missed a payment the lender is not your friend. Missed payments equal more money for the lender. The more the lender gets, the happier he is. The best way for the lender to get more money out of you is to increase your monthly payment through accrued interest from late payments or [...]
Whether you are an experienced businessman or a novice, whether you want to sell or purchase one or a group of companies, you will have to adhere to South African law. That is why it becomes so important to have a proper company sale agreement or a company sale contract that protects you. The sale [...]
Have a medical emergency and can’t pay your bills? Have a great invention but fear the idea will be stolen in production? As an individual or as a businessperson two of the most important legal documents you may come to need are an unsecured loan agreement and a confidentiality agreement. If you are seeking to [...]
More than ever, the workplace has become a hotbed of legal battles where employees are suing businesses, businesses are suing contractors, and workers are suing businesses and contractors. If you want to protect yourself and your business from this occurrence, you will need to be armed with the right legal documents. Documents like employment policies [...]
Are you interested in starting up a small business as a partnership, or do already have a small or medium sized enterprise and want to bring in someone new as a partner? If you answered “yes” to either of these questions then there are certain legal partnership agreements that you will need to consider. What [...]
There are plenty of opportunities for businesses to get legal advice on almost any subject. Just a quick search of the Internet will give you thousands of sites, all offering the same, jargon-heavy advice that can often do more to muddy the waters, rather than clarify the situation. Doing things differently At Net Lawman, we [...]
Modern business depends upon correctly worded business documents to function. The saying that ‘the Devil’s in the detail’ is particularly relevant today, as contracts become more complex and are required to transcend international boundaries and borders, thanks to the Internet. So what can you do to make sure your business legal documents are up to [...]
One on the best ways to protect your business is to have watertight legal business agreements in place and an example of one of these is a shareholder agreement. Shareholder agreements record who and how many shareholders there are in the company. They may require departing employees/shareholders to sell their shares to remaining employee/shareholders so [...]
The way the world does business is changing. Unfortunately, the archaic and outdated language used in many business documents has, until now, remained firmly entrenched in the 19th Century, making modern documents such as e-commerce terms and conditions or business sale agreements confusing and difficult to interpret. However, there is a movement to bring business [...]
